Privacy Policy

Last updated October 26, 2026

HSDB LLC ("HSDB", "we", "us") respects your privacy. This policy explains what we collect when you visit this website, contact us or receive messages from us, and how we use it.

1. Information we collect

Information you give us: your name, phone number, email address and anything you write in our contact form or tell us by phone, text or email. Information collected automatically: basic technical data such as browser type and pages visited, used to keep the site working and secure.

2. How we use it

• To respond to your inquiry and help with your home loan questions
• To call, text or email you about your inquiry when you have agreed to it
• To meet legal, regulatory and record-keeping requirements
• To protect against fraud and misuse

3. How we share it

We share information only as needed to serve you: with Saxton Mortgage, LLC, through which loans are offered; with service providers who help us run our business (such as phone, texting and email providers), who may use it only to provide those services; and when required by law. We do not sell your personal information.

4. Text messaging

If you agree to receive text messages, we use your mobile number to send messages about your inquiry. See our Texting Terms. You can opt out at any time by replying STOP.

5. Mobile information is never shared

We do not share, sell or otherwise provide your mobile phone number or your text messaging consent to any third parties or affiliates for their marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except service providers who help us deliver our messages.

6. Security and retention

We use reasonable safeguards to protect your information and keep it only as long as needed for the purposes above or as the law requires.

7. Your choices

You can ask to see, correct or delete your information, or stop calls, texts or emails, by contacting us below. Reply STOP to any text to stop texts.

8. Contact us

HSDB LLC, 7190 E Kierland Blvd, #711, Scottsdale, AZ 85254
Phone: (602) 836-3927 · Email: hbazzi@lowratehl.com

9. Changes

We may update this policy. The date at the top shows when it last changed.